Los Angeles Vehicle Repossession Attorneys

Experienced Repossession Lawyers Helping Clients Throughout Los Angeles County

If you are having trouble making your car payments, you may be anxious about the possibility of repossession. If your lender is threatening to take your car, it is important that you seek legal help as soon as possible.

In most states, lenders are able to repossess vehicles that are in arrears. This is a legal process that allows the lender to sell the vehicle to recover the remaining balance of the loan. If you are having trouble making payments, you should know that you are not alone.

Our Los Angeles Vehicle Repossession Attorney

At Papian & Adamian, LLP, we understand how stressful it can be to face vehicle repossession. Contact us today to discuss your case with one of our skilled Los Angeles repossession attorneys.

We can help you better understand your rights and options, it is important to learn more about how vehicle repossession works in California.

California Vehicle Repossession Laws

Under the California Financial Services Code, lenders must adhere to the following guidelines when repossessing vehicles:

• They must send you a written notice at least 20 days before they repossess the vehicle
• The notice must state the amount of the overdue balance and inform you that you have the right to demand judicial foreclosure
• You have the right to cure the default by paying the overdue balance, all prior payments, and all costs of collection
• You have the right to reinstate the loan by paying all overdue payments, costs of collection, and a reinstatement fee
• You have the right to demand judicial foreclosure if you do not cure the default or reinstate the loan

If your car is repossessed, you should do everything in your power to avoid this scenario. It is important to speak with an Los Angeles repossession attorney to discuss your rights and legal options.

California's Motor Vehicle Repossession Laws

Under the California Financial Services Code, lenders must adhere to the following guidelines when repossessing vehicles:

• They must send you a written notice at least 20 days before they repossess the vehicle
• The notice must state the amount of the overdue balance and inform you that you have the right to demand judicial foreclosure
• You have the right to cure the default by paying the overdue balance, all prior payments, and all costs of collection
• You have the right to reinstate the loan by paying all overdue payments, costs of collection, and a reinstatement fee
• You have the right to demand judicial foreclosure if you do not cure the default or reinstate the loan

Motor Vehicle Repossession Laws in California

In California, the lender must send you a written notice at least 20 days before they repossess the vehicle. The notice must state the amount of the overdue balance and inform you that you have the right to demand judicial foreclosure. If you have the right to cure the default by paying the overdue balance, all prior payments, and all costs of collection.

You have the right to reinstate the loan by paying all overdue payments, costs of collection, and a reinstatement fee. You have the right to demand judicial foreclosure if you do not cure the default or reinstate the loan.

What Can Our Los Angeles Vehicle Repossession Lawyer

When you are facing vehicle repossession, you may be worried about losing your car. However, it is important to know that you have legal rights and options. Our attorneys at Papian & Adamian, LLP can help you explore all of your options, including fighting repossession.

If you are facing vehicle repossession, we can help you determine whether you have any legal recourse. Our attorneys can help you explore all of your legal options, including the possibility of fighting repossession. If you are having trouble making your car payments, you may be anxious about the possibility of repossession. If your lender is threatening to take your car, it is important that you seek legal help as soon as possible.

Book a free case evaluation with a Los Angeles vehicle repossession attorney. Call a team member at (818) 875-7694 or contact us via online message.